Precious Metals Dealers

AML Compliance for Precious Metals Dealers

Industry solutions

From 1 July 2026, dealers in precious metals and stones above certain thresholds will be subject to AML/CTF obligations. Precious metals have historically been used for value transfer and money laundering.

AML Shield provides practical compliance solutions for the precious metals industry, helping you meet regulatory requirements while maintaining smooth business operations.

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Precious Metals AML Compliance

Key Obligations

What you need to do

  • Develop an AML/CTF program
  • Verify customer identity for transactions above thresholds
  • Understand source of funds
  • Monitor for suspicious patterns
  • Report suspicious matters and threshold transactions
  • Maintain transaction records for 7 years

Red Flags

Warning signs to watch

  • Large cash transactions
  • Structured transactions to avoid thresholds
  • Purchases significantly above market value
  • Reluctance to provide identification
  • Unusual buying or selling patterns
  • Immediate resale of purchased items

Ready to prepare your precious metals business?

Contact us for an online consultation on your Tranche 2 compliance needs.

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